Streamline and grow your life insurance or life settlement business with cutting-edge life underwriting services

Schedule a consultation

Streamline and grow your life insurance or life settlement business with cutting-edge life underwriting services

Schedule a consultation
Life underwriting specialists

Quality Life Underwriting

Issue profitable policies

Get unique insights into the factors that drive the underwriting assessment. Our professional underwriting and medical team will minimize the chances of overlooking important medical issues that affect mortality, including accelerated death benefit and informal reviews.

Life underwriting

Expert Life Settlement Solutions

Get accurate underwriting for every life

When it comes to life settlement, every investment matters. We’ll help you understand the underwriting risk of each policy and how it will affect your portfolio, so you can hand-pick the best policies to invest in.

Expertise in numbers. Passion for people.

At Valkyrie, we focus on informing and educating life settlement investors, life insurance companies, and financial advisors on mortality and morbidity and design solutions that effectively address the financial needs of aging Americans.

360 Underwriting and life expectancy solutions

Life expectancy services

Life expectancy estimations & qualitative analysis

Life expectancy services

Life underwriting & consultations

Life expectancy services

Consultation on digital & electronic health data solutions

Life expectancy services

Life expectancy underwriting training

Life expectancy services

Long-term care & critical illness underwriting reviews

Life underwriting specialists

Professional underwriting training

Life underwriting specialists

Life settlement underwriting manual development

Life expectancy services

Risk management audits & targeted reviews

Longevity reports

Longevity reports for financial planning

Need something else?

360 Underwriting and life expectancy solutions

Life expectancy services

Life expectancy estimations & qualitative analysis

Life expectancy services

Life underwriting & consultations

Life expectancy services

Consultation on digital & electronic health data solutions

Life expectancy services

Life expectancy underwriting training

Life expectancy services

Long-term care & critical illness underwriting reviews

Life underwriting specialists

Professional underwriting training

Life underwriting specialists

Life settlement underwriting manual development

Life expectancy services

Risk management audits & targeted reviews

Longevity reports

Longevity reports for financial planning

Need something else?

Industry’s most accurate mortality risk assessments

Maximize profitability and decrease risk with quality life expectancy solutions

Want better outcomes? Start with better data!
We utilize a publicly available mortality table developed by the Society of Actuaries in 2015. This enables us and our clients to focus on the underwriting and not the opaque nature of the proprietary mortality tables the competition uses.

  • Proven mortality underwriting philosophies
  • Decades of consistently applied mortality frameworks
  • 100% focus on underwriting risk
  • Proprietary life expectancy manual developed by mortality underwriting and board-certified clinicians
Life expectancy services
Life expectancy services

Industry’s most accurate mortality risk assessments

Maximize profitability and decrease risk with quality life expectancy solutions

Want better outcomes? Start with better data!
We utilize a publicly available mortality table developed by the Society of Actuaries in 2015. This enables us and our clients to focus on the underwriting and not the opaque nature of the proprietary mortality tables the competition uses.

  • Proven mortality underwriting philosophies
  • Decades of consistently applied mortality frameworks
  • 100% focus on underwriting risk
  • Proprietary life expectancy manual developed by mortality underwriting and board-certified clinicians
Life underwriting specialists

Unbeatable underwriting expertise

Get accurate underwriting for every life

Get a better understanding of clients’ risks with comprehensive, research-driven underwriting.
Our credentialed and certified Life & Life Expectancy underwriting professionals carefully review medical and nonmedical information and interpret impacts to help you make informed decisions at every step of the policy lifecycle.

  • Dedicated underwriters
  • Up-to-date regulatory expertise
  • 30+ years of experience across the full spectrum of life insurance products and all along the policy lifecycle

NLP + OCR

Enjoy faster turnaround and consistently good results with cutting-edge technology

We leverage advanced OCR (optical character recognition) and NLP (natural language processing) technologies to comb through thousands of pages of customers’ medical data and identify patterns and key risks, allowing our underwriters to focus on interpreting data and trends and making reliable underwriting recommendations.

This technology also enables us to understand how the lives we have underwritten perform over time and to inform machine learning.

Longevity risk analysis | Life settlement experts
Longevity risk analysis | Life settlement experts

NLP + OCR

Enjoy faster turnaround and consistently good results with cutting-edge technology

We leverage advanced OCR (optical character recognition) and NLP (natural language processing) technologies to comb through thousands of pages of customers’ medical data and identify patterns and key risks, allowing our underwriters to focus on interpreting data and trends and making reliable underwriting recommendations.

This technology also enables us to understand how the lives we have underwritten perform over time and to inform machine learning.

Extensive medical expertise

Reliably pinpoint risks

Our team includes board-certified Medical Doctors and Specialized Medical Directors that provide clinical assessments and medical impairment risk review in their area of specialty. Our clinical team works hand-in-hand with our underwriters to identify and assess risks. Unlike other companies, we have highly knowledgeable doctors who are available for consultation on each case. All our consulting doctors have active practices and deal with these patients daily, enabling us to leverage their up-to-date experience to dial in on the real mortality risk.

Longevity risk analysis

Neuropsychology

Longevity risk analysis

Cardiology

Longevity risk analysis

Hematology

Longevity risk analysis

Oncology

Longevity risk analysis

Geriatrics-Palliative

Longevity risk analysis

Hospice care

More great reasons to choose Valkyrie

Personalized approach to every case

Your clients are not numbers. They are people. We approach every underwriting and consulting project with a goal to create a win-win scenario for you and your client, and work with specialists and clinicians to assess unique risks.

  • Insured lives
  • Accelerated death benefit
  • Mature individuals (advanced age)
  • Long-term care
  • Informal reviews
Meet your operational and financial goals
Partner with Valkyrie for reliable underwriting assessments, medical data on your population of insureds, and support in transforming your manual review processes.
Scale effortlessly

We know that having the capacity to scale up can be crucial in order to meet demands during peak periods. And we also know how difficult it can be when there are not enough qualified underwriting staff to take on this responsibility.

Our experienced underwriters will work within your team and system remotely to help you keep up with demand.

Transparent, affordable pricing

We leverage technology to keep our pricing reasonable while providing consistent, high-quality reviews.

Empower your underwriting team with expert skills

It’s no secret: experienced life underwriters are retiring and the talent deficit is growing. The time is now to train your underwriters to ensure you have in-house expertise to handle the underwriting work moving forward. We can help!

Streamline your underwriting requests
Want to issue more policies or bid on policies faster? We can help! We use NLP and OCR technology to reduce review time and provide affordable reviews, audits and consultations – fast.

Our clients enjoy a number of no-cost “rush upgrades” every month and unlimited paid upgrades within our capacity.

Our clients’ results

“The first time that I worked with Traci Davis, I was impressed by how organized, professional, and competent manner in which she accomplished her objectives. As I continued to get the opportunity to work with Traci, I learned just how much of a force of nature she truly is. When Traci walks into a room, she commands respect. When Traci speaks, people listen as she always has something of value to say. When Traci acts, it’s with purpose, and she operates tactfully and with precision. I have also benefited from Traci’s strategic and critical thinking – providing me with a perspective that assisted my business in growing and achieving its goals. Traci is simply an asset to any situation, and she brings value to everything in which she gets involved.”

Paul Goldenberg

Entrepreneur, Business Development, Relationship Management

“Over the past several years I have had the opportunity to work with Traci’s organization and benefit from her knowledge and expertise in understanding electronic health data (EHD) strategies, various data sources and underwriting use cases. Her insight and established relationships with key information sources played a key role in helping us with our Digital Health Data strategy and its application to our innovative processes. I have found Traci to be solution oriented, easy to work with, and invaluable to various initiatives that required her level of knowledge.”

Susan Ghalili, FALU, FLMI, CLU, ACS

SVP, Underwriting Strategy & Chief Underwriter, Pacific Life Insurance Company

Trust Valkyrie with your life expectancy needs

Life expectancy services

30 years of hands-on experience. Over 1 million lives.

We have underwritten nearly 1 million unique lives with the use of consistent underwriting practices over the past three decades.

Life expectancy services

The only credentialed and certified underwriting specialists in life settlements

We hold Fellowships from the Academy of Life Underwriting and Life Office Management Association.

Life expectancy services

The only long-term members of professional underwriting associations

Our memberships include the Association of Home Office Underwriters which has over 3000 members (we have been members since the organization was launched globally in 2002).

Your partner in longevity risk analysis

Leverage our people, process and technology to meet your ongoing life expectancy underwriting needs.

Let’s talk!

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